Saving for college is very similar to saving for retirement. In both scenarios, we aim to have a certain amount of money put away by a specified period of time before beginning withdrawals. Here’s three things to keep in mind when saving for college:

In the U.S., more than 189 million Americans have at least one credit card, and on average, most consumers have four with an average balance of about $8,400. In our experience, most credit card debt stems from two issues: either someone doesn’t have a budget and has overspent, or they do not have an emergency savings for when a major expense comes up. Let’s talk about that second reason today.

One of the greatest retirement fears people have is outliving their money. Rather than focus on the fear, let’s focus on making sure that doesn’t happen. Here are a few tips:

Below are four important questions to ask yourself before collecting on social security:

Gone are the days of compelling financial data, printing it out, organizing it in a three-ring binder, and sending you on your way. And that’s a good thing. You see, the moment the paperwork comes out of the printer, the documents are already outdated, because your financial investments are constantly moving.

What is your greatest fear of retirement? It may not surprise you to learn 51% of investors polled on this question said their greatest fear was outliving their money. As life expectancy increases, health care costs rise, and our concerns about the availability of Social Security grows, it’s easy to understand that kind of fear.